Credit Risk Modelling (SAS, Scorecards) | 9 Month FTC in Jarvis King at Manchester Area, United Kingdom

Part Time

Website Jarvis King

This listing is about Jarvis King in Manchester Area, United Kingdom
in 2022

About the job

???? Credit Risk Modelling (SAS, Scorecards) – 9 Month FTC

???? Birmingham, Bristol, Darlington or Manchester

???? £35,000 to £45,000 + 10% Bonus + 10% Pension + Excellent Benefits

The Business

This is a unique opportunity to work for a global brand whose heritage, rich history, and extensive network describe them as one of the most monumental and exciting technology companies in the world who are not afraid to take risks and innovate. Blue sky thinking, with a nothing-off-limits philosophy is the type of atmosphere they promote.

Operating across 150+ countries, with several thousand redeployment opportunities at any one time, this is a business where you will never sit still, (unless you want to of course)!

Skills & Experience

  • Big data manipulation skills
  • High volume consumer credit risk experience
  • Good knowledge and understanding of Credit-bureau data blocks, Experian PCO Credit parameters and levers.
  • Strong SAS, Python, R and SQL skills.
  • Third party Supplier management and engagement
  • Senior stakeholder engagement
  • Presentation of findings in a clear and inspiring manner
  • Understanding of Business acquisition, in-life and collections policies and processes

The Role

The role holder will be responsible for:

  • Evolution of the current analytics, analytical methodologies and processes to ensure it is in line with FCA regulatory requirements; whilst supporting the delivery of sustainable revenue growth for the business by managing, optimising Acquisition, In Life and Collections policies and processes.
  • The analysis and insight of fraud and churn exposure across the product lines to optimise risk-reward balance.
  • Providing actionable insights in support of specific business issues and opportunities, providing co-ordinated root cause analysis to drive continuous improvements to support responsible lending.
  • Reducing both bad debt cost and customer bad debt churn.

Your Responsibilities

  • Be accountable for Credit risk data and analytics strategy decisions to support the implementation of responsible lending in line with FCA and JMLSG regulatory requirements in Stakeholder workshops.
  • Build data pipelines to enable Analytics and Insight team to easily consume and analyse all-new specialised credit risk data blocks being delivered to support responsible lending.
  • To conduct deep dives into problem areas through data mining to understand underlying drivers of Risk & Fraud trends.
  • Support the Experian PCO and AML and Bureaux data feeds being introduced into the Data infrastructure to ensure our analytical requirements are met.
  • Responsible for the development of new risk monitoring, to ensure we are able to demonstrate adherence of policies and processes in line with FCA and JMLSG requirements for KYC and AML checks and exposure for all loan agreements.
  • Utilise the appropriate risk measurement data models, processes, standards and principles to make great quality and well understood new data available to drive cutting edge analytics and insights into Credit Risk strategies, policies and processes to support responsible lending, data governance and FCA regulations for Commercial credit.
  • Inputs into overall Credit Risk and Fraud strategies, policies and processes with real-time insight and analysis to help drive continuous improvement.
  • Analysis and Insight – utilise Credit Risk, Customer, datamarts to deliver insight on factors impacting Acquisition strategy and churn.
  • Manage multiple large data sources to ensure availability, completeness and quality of analytics.

Benefits

  • 10% Bonus
  • 10% Pension
  • Life assurance cover
  • 25 days’ annual leave, plus bank holidays, and additional days for length of service
  • You’ll enjoy access to 100s of instant discounts for restaurants, shops, and the cinema. These include money off your weekly shop and discounts on gift/shopping vouchers.
  • £500 worth of shares for free annually.
  • World-class training and development

Company: Jarvis King

Vacancy Type:  

Job Location: Manchester Area, United Kingdom

Application Deadline: N/A

Apply Here

Jobz2day.com

To apply for this job email your details to bfdirb6788@gmail.com