Transaction Execution Specialist – Commercial Lending in Jobs via eFinancialCareers at Cardiff, Wales, United Kingdom

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This listing is about Jobs via eFinancialCareers in Cardiff, Wales, United Kingdom
in 2022

About the job

Location: Remote

The Bank

For over 50 years they’ve been making a difference to the lives of their customers, helping them achieve their hopes and dreams.

79% of the bank is owned by a charitable foundation that awards grants to registered charities in the UK and overseas. As the foundation is funded by the profits generated from the bank, there is a significant drive for success amongst employees.

They focus on Savings, Mortgages and Commercial Lending – the latter lending to professional property developers and investors throughout the UK.

The bank has ambitious and exciting growth plans which this role is part of.

Role Purpose

To assist in providing a centralised due diligence process undertaking the technical aspects of the Commercial Lending new business process from Customer acceptance of terms to first drawdown. The role is to ensure compliance with the Bank’s regulatory and statutory obligations together with internal policies and procedures, ensuring that all technical aspects of an agreed lending facility are in line with the terms of sanction.



  • Prepare commercial lending facility letters, liaising with Bank panel and client Solicitors where appropriate.
  • Agree and accept the Terms of Engagement with the Professionals engaged to assist with the completion of the Banks Security.
  • Instruct Solicitors to provide relevant undertakings and undertake reports on title, complete and arrange the execution of the Banks required security documentation.
  • Review all the solicitors reports and correspondence to ensure they are acceptable from a risk perspective and appropriately fulfil the sanctioned conditions.
  • Instruct Valuers and where appropriate monitoring Quantity Surveyors to undertake required valuations and development reports.
  • Review all the reports and correspondence to ensure they are acceptable from a risk perspective and appropriately fulfil the sanctioned conditions liaising where necessary with the Commercial Lending relationship team and Head of Credit.
  • Review all the technical reports documentation to confirm to the relationship team that the due diligence is completed to a satisfactory standard.
  • Prepare and submit relevant documentation for to Relationship team to assist with completion.

Training & Awareness

  • Keep up to date with any legislative changes which may affect Commercial Lending secured assets.
  • Develop and maintain good knowledge of all company policies and procedures and legislativeegulatory requirements. Including but not exhaustively; Conduct Rules, Data Protection, Money Laundering, etc.

Operational Resilience

  • Report to the Due Diligence Manager and make any recommendations for improvements if any areas of weakness are identified.

Group Support

  • Keep abreast of regulatory, legislative and industry developments and ensure policy, training and advice remains current.
  • Undertake any other reasonable tasks as and when requested by management.

Skills & Knowledge Required

  • Expert knowledge of commercial lending security requirements
  • Understanding of conveyancing law
  • A good understanding of the construction and Residential Investment process & the issues that can impact a project delivery
  • Excellent written and verbal communication skills
  • Ability to manage multiple tasks or caseloads
  • Accuracy and attention to detail
  • The ability to carefully analyse information and data
  • Time management skills and the ability to work well under pressure
  • Planning and organizational skills

The Opportunity

  • This is the chance to join a ’54-year-old start-up’ that has a history of innovation in their markets, and their people are the drivers for this.
  • They ensure employees feel valued – recognition is key at the bank, and it’s in their nature to celebrate great work done by their people.
  • The bank has ambitious growth plans that for the right people can lead to substantial career opportunities.
  • A competitive basic salary is on offer plus pension and various other attractive benefits.
  • The position comes with flexible working, and you can be based anywhere in the UK.

Company: Jobs via eFinancialCareers

Vacancy Type:  

Job Location: Cardiff, Wales, United Kingdom

Application Deadline: N/A

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